Medical bills payment can be a huge problem after a vehicle collision
After you have been in a car or truck crash, you may have been rushed by ambulance to an emergency room. Expensive medical treatment and tests were performed. Worrying about how these medical bills were going to be paid was probably the last thing on your mind. So you will be shocked to find out later that you owe a huge sum of money for your medical bills. This happens often.
Berenson Injury Law has been representing injured Texans for the past 40 years and this can be one of the biggest hassles of the car/truck crash process.
We see one or more of these happening:
- Objections and delays are made by health insurance companies and medical professionals to avoid paying medical bills;
- The hospital or medical providers may be out-of-network; or
- The deductible, copayment, or coinsurance rate is not paid; or
- The patient is required to repay the medical bills later from his settlement or jury verdict.
If this sounds familiar, that is because you were not told any of this at the hospital or by your doctors. You may not find out until months later when you open your mail and see “surprise bills” which can be $10,000 or more. You naturally assumed that the other driver’s insurance company or your health insurance plan would have paid these by now.
The medical bills morass is unfortunately a common problem after a car wreck, especially here in Texas. A recent study showed that we had almost the highest number of these out-of-network charges in the U.S.
If you have health insurance, you probably do not know which hospitals and doctors (other than your PCP) are in-network. You will have no idea what medical procedures cost. Before this happens to you, you should study your plan’s directory and research costs so you will be prepared.