Getting injured in an automobile or truck crash can be very expensive. When you are rushed by an ambulance to an ER, have x-rays and/or or MRI’s performed, and go to doctor’s and physical therapist’s appointments, the car accident medical bills can quickly add up to thousands of dollars. You may not be able to work.
Getting your medical expenses paid can be one of most difficult and frustrating parts of being in a wreck.
Why? Although you might assume that State Farm is going to start paying your bills, the opposite is true. The other driver’s insurance company does not want you to get the medical treatment you need so it doesn’t have to pay for it.
So a friendly representative will often make vague promises to someone not represented by a lawyer, only to delay and even deny his or her claim. The injured person won’t think he needs to hire a lawyer and will then be forced to accept a low-ball offer — and still have to pay back a stack of bills.
If the company should decide to pay you, it won’t ever pay your bills right away. Texas law does not impose any deadlines and you can be sure that State Farm is not in a hurry to write you a check before it has to.
In the meantime, you need help. How can you get the medical treatment you need and pay for it?