After you are in a car, truck, or 18-wheeler wreck, you will need medical treatment so you can heal. But it is expensive and you may not know how to get your medical bills paid. You naturally assume that the other driver and their insurance company are going to pay them quickly.
But it can take some time for the possible payers — the other driver’s automobile insurance, your health insurance, your car insurance, and others — to decide if they are going to pay you. Then they have to look at the medical records and medical bills and decide how much they want to pay. This is often a slow, complicated, and unfair process that affects every car and truck collision.
Unfortunately injured people need to wait to negotiate a settlement or obtain a jury verdict until the possible payers obtain this information:
- what their injuries are,
- whether he or she needs surgery,
- how much their medical bills and lost wages are,
- how much pain they have and will experience, and
- if they have suffered other damages.
This can take months to determine. But in the meantime, medical bills and then threatening FINAL NOTICE letters arrive. There is often a conflict between the injured person physically recovering from their injuries and not being harassed by bill collectors. What is the solution?
In our last post we discussed some ways you can have your hospital, doctor, and other expenses paid after you were injured in a car or truck crash in Texas.
This is such an important topic that we wanted to give you more useful ideas.
More resources to get your medical bills paid or deferred
You need to know up-front that this process is not easy. There is no one-size-fits-all solution and more than one source of funds is usually needed. You will have access to some of the following resources but not others.
Calling or writing the medical provider if you believe that you have been overcharged or the services were inadequate may assist you.
The Texas Department of Insurance has some useful resources including
A good car accident lawyer will help you put together the pieces of your jigsaw puzzle.
Mr. Berenson is one of the top-rated personal injury attorneys in North Texas. He only represents people who have been injured in car, truck, and 18-wheeler collisions. Contact him if you have any questions about your injury claim.