People are unfortunately hurt in car crashes in Fort Worth and Dallas every day. And to compound their injuries, enormous medical bills add up quickly.
Who pays for the ambulance, emergency room, diagnostic tests, doctors, and prescriptions — the other driver’s automobile liability company, your auto liability company, your health insurance company, government agencies, or the other driver? When? In full or will you have to pay some of the bills up front?
This can become a nightmare if it is not handled correctly from the start.
What should you do?
The problem begins when you cannot direct the ambulance driver to a hospital that takes your insurance or might accept you for financial reasons, such as John Peter Smith or Parkland. You probably don’t even know which hospitals are in-network on your insurance plan. And you may not even have a health insurance policy, or if you do, you might not have met the annual deductible yet or can’t afford the co-pays and other expenses.
But the EMTs are trained to rush you to the nearest ER so you can be diagnosed and treated for your injuries. Especially when computed tomography (CT) scans or magnetic resonance images (MRIs) are needed, your first day’s medical expenses can easily be $5,000 — and often $10,000 or more. There are horror stories like this all over the internet.