Insurance companies are businesses, not charities. Their only purpose is to make a profit, which they do by paying less money to automobile accident victims than the premiums they charge to the drivers who caused them. It’s a racquet.
And sometimes their adjusters get overly aggressive, even ruthless. That’s why you need someone on your side protecting you.
Here are some of the ways I see insurance companies trying to cheat my clients:
Demanding recorded statement immediately after the crash
You were just in a car crash. You might have just been released from the ER and are feeling a lot of pain. You are taking medications that can affect your memory, mood, and sleep. You might not be able to work and are naturally worried about your job, income, medical bills, and your wrecked car. So this is the worst time you should talk to the at-fault driver’s “friendly” insurance adjuster to answer “a few questions.” He or she knows this and often wants to take advantage of your vulnerability.