What Should You Do If The Other Driver Has No Insurance?

It’s a worst-case scenario. You’re in an auto accident that results in a serious injury and substantial property damage, and the person who caused it is an uninsured motorist. You automatically assume you’ll be on the hook for thousands and thousands of dollars. While this type of situation is definitely a huge hassle, you may have options you didn’t realize.

Bill Berenson Injury Law wants to help explain what you can do if you or someone close to you is involved in this type of accident.

First, Call the Police and Get Medical Treatment

It is obviously imperative that you call the police so they can investigate the accident scene. If you’re hurt, seek medical attention as soon as possible. If you don’t, there is a chance that you will suffer complications. While you may be able to obtain compensation for the original injury, you may be responsible for paying your own medical expenses should additional problems occur as a result of not seeing a doctor promptly.

Make Sure You Have Uninsured Motorist Insurance

This is actually a step you should take before you are involved in an accident. Do it now if you can. Your insurer, must, by law, offer both uninsured motorist and underinsured motorist coverage. It is very important that you always accept this coverage whenever you purchase a policy – even though it is more expensive, you’ll find that added cost will be more than worth it should you ever be involved in this type of accident. You may be able to pursue compensation for accident-related medical bills, loss of income due to missing work, and other losses you have suffered.

Make Sure the At-Fault Driver is Uninsured

The other driver may have given you an expired insurance card at the accident scene, but that doesn’t mean you should automatically assume he or she is an uninsured motorist. Get that person’s contact information and call their insurance company just to be sure. There is a possibility that person may have simply forgotten to put his or her new card in the vehicle. Even if that person does not have coverage from that particular insurer anymore, there is still a chance he or she is insured elsewhere.

Hire an Experienced Attorney

If you ever find yourself in this type of unfortunate situation, it is vitally important that you call an experienced attorney as soon as you can. At The Berenson Law Firm, our professionals will be available to listen to the details of your accident and be able to tell you how we may be able to help. Contact us online or call 817-885-8000 or toll free at 1-888-801-8585 to speak with one of our representatives.

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